Lido alternative: stmtai vs Lido for bank statements
Lido is a general document-extraction tool (invoices, receipts, contracts, statements) with a bank statement converter inside it. stmtai only does bank and card statements. That focus shows up in price, in the balance check and in what you have to configure. Prices are from lido.app in September 2026.
Side by side
| Feature | Lido | stmtai |
|---|---|---|
| Scope | Any document type: statements, invoices, receipts, forms, with AI column rules you can write | Bank and credit-card statements only, no setup or rules |
| Reconciliation before download | Preview with low-confidence fields flagged; no balance check described | Opening plus money in minus money out must equal the printed closing balance, row by row; first bad row highlighted |
| Free tier | 50 pages, no card, do not expire | 5 pages with no account, then 10 pages every month with a free account |
| Entry price | $29/month for 100 pages, 1 user (Standard) | $29/month for 300 pages, or $19 one time for 100 pages that never expire |
| Next tier | $7,000/year for 42,000 pages, up to 10 users, API (Scale) | $99/month for 1,200 pages and 5 seats; month to month |
| Enterprise | From $35,000/year: custom ERP integrations, dedicated account manager | None |
| Redoing a bad conversion | Re-process any file within 24 hours at no extra cost | Failed conversions are never charged; fixes are made in the table, not by re-running |
| Refunds | Cancel any time and keep access to period end; standard plans are non-refundable, including forgotten renewals, partly used months and unused pages (help centre) | Within 14 days of any payment, the pages you have not used are refunded in full. Just email us. A forgotten renewal with nothing used is refunded in full. |
| Exports | Excel, CSV, QBO, Xero CSV, QIF, Tally XML, JSON, API | Excel, CSV, QBO, Xero CSV, Tally XML, QuickBooks CSV, API |
| API | Scale plan and above | Every plan including Free |
| Phone | Desktop only; the site says it does not work on mobile yet | Works on a phone; photograph a statement and convert it |
| Password-protected PDFs | Not stated | Unlocked in your browser before upload |
| Compliance paperwork | SOC 2 Type 2, HIPAA, BAAs on Enterprise | No certifications yet; processing inside a single AWS account, files deleted after processing, details on the security page |
| Your file after processing | Kept in the workspace; deletion on request | Deletion starts when processing ends; lifecycle is the fallback; result expires after 7 days |
Lido prices and plan contents as listed on lido.app/pricing and lido.app/bank-statement-converter in September 2026. Their FAQ also mentions $119 for 500 and $199 for 1,000 pages a month; the pricing cards show Standard, Scale and Enterprise only. Check their site for changes.
When Lido is the better choice
- You extract more than statements: invoices, receipts, contracts, forms, with custom fields.
- Your procurement needs a SOC 2 report or a BAA.
- You process tens of thousands of pages a year and want an annual contract with an account manager.
- You need QIF output.
When stmtai is the better choice
- Statements are all you need and you want 300 pages for $29 rather than 100 for $29.
- You want the totals proven against the printed balance before you download, not a confidence colour on a field.
- Occasional use: a one-time Pack with pages that never expire.
- You work from a phone or tablet some of the time.
- You want the API without an annual plan.
Try it on your own statement
5 pages free, no account. You will know in under a minute whether it balances.
Drop your bank statements here
One file or a whole year. PDF, scanned image, CSV, QIF or OFX. Up to 12 files at a time; long PDFs are split for you.
Not ready to upload your own? See a sample result
Questions
Is Lido a bank statement converter?
It has one, inside a broader document-extraction product. If statements are one of many document types you handle, that breadth is a reason to choose it. If statements are the whole job, a tool built only for them is cheaper per page and checks the numbers in a way a general extractor does not.
How does "99.9% accuracy" compare with a balance check?
An accuracy figure is an average over many documents; it does not tell you whether this statement is right. The balance check does: if opening plus money in minus money out equals the printed closing balance and every running balance follows, the rows are right. If not, you are shown where.
Can I try both?
Yes. Both have free pages without a card. Drop the same statement into each; ours needs no signup for the first 5 pages.