Bank statement converters for password-protected PDFs (2026)

Seven of the 26 converters checked in October 2026 open password-protected PDFs on their own homepage or pricing page: stmtai, ParseBank, BankQBO, BankXLSX, Suparse, CreditCardToExcel and StatementToBudget. Many banks encrypt the statement PDF; the question is whether the tool asks for the password or refuses the file. ParseBank lists $30/month for 400 pages (Starter); $60/month for 1,000 pages (Business, adds the REST API); $99/month for 4,000 pages (Corporate); monthly plans only; CreditCardToExcel lists Flat rate per statement: Pro $19/month for 30 statements of up to 50 pages each; a Business tier with 100 statements of up to 200 pages (its figure is not readable in the fetched text). ParseStatement, DocuClipper, LedgerBox, MoneyThumb, Lido, ConvertStatement, Rocket Statements, Parseur, Nanonets, Docsumo, FlowParse, CapyParse, Documentric, StatementVision, MintConvert, CleanStmt, StatementTable, StatementBridge and EasyLedger do not say on the pages read whether they open password-protected PDFs, so they are left out rather than guessed. stmtai is in the list on the same terms, and so are its limits: 12-file batch cap, no MT940, BAI2 or camt.053 input, no analytics. Every cell below names the page it was read from; a value the site does not show is printed as not published.

Values are as published on each tool's homepage or pricing page in October 2026; they may have changed. not published means those pages do not say.

• stmtai: Statements only, with the balance proven before download, TallyPrime XML, and the API and email-in on every plan including the free one. 5 pages are free with no account, and the "Password PDFs" column above is read from this site's own pages like every other row. Its limits: 12-file batch cap, no MT940, BAI2 or camt.053 input, no analytics.

• ParseBank: Statements in French, German, Spanish or Italian, and a JSON export with a retention setting you control. Price: $30/month for 400 pages (Starter); $60/month for 1,000 pages (Business, adds the REST API); $99/month for 4,000 pages (Corporate); monthly plans only.

• BankQBO: Firms clearing a client backlog into QuickBooks: large page allowances and 50-file bulk upload on Plus. Price: $49/month ($24 billed yearly) for 2,500 Base AI or 500 Pro AI pages (Starter, Excel and CSV only); $149/month ($74 yearly) for 10,000/2,000 pages (Plus, adds .qbo and bulk upload); $499/month ($249 yearly) for 35,000/8,000 pages (Pro, adds the API); Enterprise $9,980/month.

• BankXLSX: MT940, BAI2, NACHA or camt.053 input files, and categorised P&L Smart Reports on top of the spreadsheet. Price: $49/month ($24 billed yearly) for 800 Base AI or 80 Pro AI pages (Starter); $149/month ($74 yearly) for 1,920/192 pages (Plus, adds QBO and bulk upload); $499/month ($249 yearly) for 6,800/680 pages (Pro, adds the API).

• Suparse: Mixed document sets (invoices, receipts, bills of lading, statements) with Google Sheets export and EU data processing. Price: Standard from $11/month for 100 pages, $19 for 250 and $38 for 500; Business from $36 per 1,000 pages a month; excl. tax.

• CreditCardToExcel: US credit card statements only, priced per statement rather than per page, with 16 expense categories pre-assigned. Price: Flat rate per statement: Pro $19/month for 30 statements of up to 50 pages each; a Business tier with 100 statements of up to 200 pages (its figure is not readable in the fetched text).

• StatementToBudget: A spending dashboard alongside the export, and CSV, XLS or OFX uploads as well as PDFs. Price: Pro and Bookkeeper monthly plans and a Page Pack whose credits do not expire; a single file can be unlocked for $9.99; the plan figures are not readable in the fetched text.

5 pages free, no account. You will know in under a minute whether it balances.