Xero converters for US statements (2026)
Which bank statement converters publish a Xero bank statement file and say they read US statements, and what do they charge?
Last updated
Last checked October 2026. Deciding column: Xero file. 8 tools listed, 3 left out as not published.
What the table shows
Eight of the 26 converters checked in October 2026 publish a Xero bank statement file and name US statements or any bank on their own homepage or pricing page: stmtai, ParseBank, DocuClipper, Lido, FlowParse, StatementToBudget, MintConvert and StatementBridge. Xero imports a CSV in its own column order (Date, Amount, Payee, Description, Reference) or an OFX under Import a Statement, and stops on the first badly formatted date. Of these 8 Xero tools, DocuClipper and Lido name US banks on their own pages (Chase, Bank of America and Wells Fargo); the Banks named column has each list. Bank exports in QBO or QFX exist at the large banks but usually reach back only 90 days to two years and never carry the opening and closing balance. StatementBridge lists $15/month for 100 pages (Starter); $39/month for 300 pages (Pro, adds bulk uploads); $129/month for 1,000 pages (Firm, adds the API and unlimited users); extra pages $0.15; 14-day money-back guarantee; StatementToBudget lists Pro and Bookkeeper monthly plans and a Page Pack whose credits do not expire; a single file can be unlocked for $9.99; the plan figures are not readable in the fetched text. CleanStmt, StatementTable and EasyLedger do not say on the pages read whether they publish a Xero bank statement file and name US statements or any bank, so they are left out rather than guessed. stmtai is in the list on the same terms, with its limits (12-file batch cap, no MT940, BAI2 or camt.053 input, no analytics), and every cell below names the page it was read from; a value a site does not show is printed as not published.
- Tally XML. TallyPrime XML export: Receipt and Payment vouchers for Alt+O import, alongside Excel, CSV, QuickBooks and Xero.
- Non-expiring pack. $19 buys 100 pages that never expire, and no statement is charged more than 15 pages.
- API and email-in. REST API and email-in on every plan, including the free one.
- Your file. Deletion of your file starts when processing ends; results are kept 7 days with an account, 1 day without.
- Balance check. There is no per-bank template: every row is added up against the opening and closing balances printed on the statement, and a misread is flagged, not hidden. How the balance check works
Side by side
| Tool | Exports | Markets | Price | Free tier | Balance check |
|---|---|---|---|---|---|
| stmtai this site | Excel, CSV, QuickBooks, Xero, Tally XML, QuickBooks CSV src | any src | $19 one time for 100 pages that never expire; $29/month for 300 pages; $99/month for 1,200 pages src | 5 pages with no account, then 10 pages a month with a free account; every export included src | yes src |
| ParseBank | Excel, CSV, QuickBooks, QBO, Xero, JSON src | any src | $30/month for 400 pages (Starter); $60/month for 1,000 pages (Business, adds the REST API); $99/month for 4,000 pages (Corporate); monthly plans only src | 1 page a day with no account; Free plan 10 pages a month with every export format src | yes src |
| DocuClipper | Excel, CSV, QBO, IIF, OFX, QFX, QIF, Xero, direct push to QuickBooks Online and Xero src | any src | $20.30/month billed annually for 60 pages (Starter); $111.30/month billed annually for 640 pages (Business); $279.30/month billed annually for 1,800 pages; unlimited users on every plan; unused pages do not carry forward src | 14-day trial, up to 120 pages, no card src | yes src |
| Lido | Excel, CSV, QBO, Xero CSV, QIF, Tally XML, JSON, REST API src | any src | $29/month for 100 pages, 1 user (Standard); $7,840/year for 42,000 pages with API and workflow access (Scale; the same page's FAQ says $7,000/year); Enterprise from $35,000/year; the converter page also quotes $119/month for 500 and $199/month for 1,000 pages src | 50 pages, no card src | not published |
| FlowParse | Excel, CSV, QBO, QFX, Xero src | any src | not published | 10 pages a month free, no card; Smart Merge of up to 5 files; CSV and Excel export; API access src | yes src |
| StatementToBudget | Excel, CSV, QuickBooks Online CSV (3- and 4-column), QBO (QuickBooks Desktop), Xero CSV, OFX src | United States, United Kingdom, Canada, Australia and New Zealand, India, United Arab Emirates src | Pro and Bookkeeper monthly plans and a Page Pack whose credits do not expire; a single file can be unlocked for $9.99; the plan figures are not readable in the fetched text src | 3 pages free with no signup src | yes src |
| MintConvert | CSV, Excel, QBO, Xero CSV, OFX, JSON, Google Sheets, Tally XML, Zoho Books, FreshBooks src | any src | Pro $19/month (listed at $29 with a discount applied); Free plan with unlimited single conversions and all export formats; bulk conversions on Pro src | Unlimited single conversions with all export formats src | not published |
| StatementBridge | Excel, CSV, OFX, TOConline XLSX, QuickBooks templates (Starter and above), Xero templates (Starter and above) src | Europe, United Kingdom, United States src | $15/month for 100 pages (Starter); $39/month for 300 pages (Pro, adds bulk uploads); $129/month for 1,000 pages (Firm, adds the API and unlimited users); extra pages $0.15; 14-day money-back guarantee src | 10 pages a month, CSV export, no card src | yes src |
Values are as published on each tool's homepage or pricing page in October 2026; they may have changed. not published means those pages do not say.
Which to pick
stmtai: Statements only, with the balance proven before download, TallyPrime XML, and the API and email-in on every plan including the free one. 5 pages are free with no account, and the "Xero file" column above is read from this site's own pages like every other row. Its limits: 12-file batch cap, no MT940, BAI2 or camt.053 input, no analytics.
ParseBank: Statements in French, German, Spanish or Italian, and a JSON export with a retention setting you control. Price: $30/month for 400 pages (Starter); $60/month for 1,000 pages (Business, adds the REST API); $99/month for 4,000 pages (Corporate); monthly plans only.
DocuClipper: Firms that also extract invoices, receipts and brokerage statements and want a direct push into QuickBooks Online or Xero, with SOC 2 Type II paperwork. Price: $20.30/month billed annually for 60 pages (Starter); $111.30/month billed annually for 640 pages (Business); $279.30/month billed annually for 1,800 pages; unlimited users on every plan; unused pages do not carry forward.
Lido: Teams extracting many document types (invoices, receipts, contracts, statements) with validation rules, SOC 2 Type 2 and HIPAA paperwork. Price: $29/month for 100 pages, 1 user (Standard); $7,840/year for 42,000 pages with API and workflow access (Scale; the same page's FAQ says $7,000/year); Enterprise from $35,000/year; the converter page also quotes $119/month for 500 and $199/month for 1,000 pages.
FlowParse: Merging a year of statements, or statements and invoices together, into one reconciled Excel workbook. Price not published on its site (checked October 2026).
StatementToBudget: A spending dashboard alongside the export, and CSV, XLS or OFX uploads as well as PDFs. Price: Pro and Bookkeeper monthly plans and a Page Pack whose credits do not expire; a single file can be unlocked for $9.99; the plan figures are not readable in the fetched text.
MintConvert: The widest export list in this table, including Tally XML, Zoho Books, FreshBooks and Google Sheets, with a free plan for single conversions. Price: Pro $19/month (listed at $29 with a discount applied); Free plan with unlimited single conversions and all export formats; bulk conversions on Pro.
StatementBridge: Portuguese, Spanish and Brazilian banks, with a TOConline export and the balance checked to the cent before export. Price: $15/month for 100 pages (Starter); $39/month for 300 pages (Pro, adds bulk uploads); $129/month for 1,000 pages (Firm, adds the API and unlimited users); extra pages $0.15; 14-day money-back guarantee.
Try it on your own statement
5 pages free, no account. You will know in under a minute whether it balances.
Drop a bank statement to compare the result
PDF, scan or photo. Up to 12 files at a time.
Not ready to upload your own? See a sample result
Questions
Which of these can I try free?
Seven of the 8 listed publish a free tier rather than a trial. stmtai: 5 pages with no account, then 10 pages a month with a free account; every export included. ParseBank: 1 page a day with no account; Free plan 10 pages a month with every export format. Lido: 50 pages, no card. FlowParse: 10 pages a month free, no card; Smart Merge of up to 5 files; CSV and Excel export; API access. StatementToBudget: 3 pages free with no signup. MintConvert: Unlimited single conversions with all export formats. The free tier column has the other 1.
Does stmtai publish a Xero bank statement file and name US statements or any bank?
Yes, as the table shows from this site's own pages. The things it does not do are listed too: 12-file batch cap, no MT940, BAI2 or camt.053 input, no analytics. The first 5 pages need no account, so the quickest check is to drop a statement in below and look at the result.
How were the tools chosen?
Each tool's homepage and pricing page were read in October 2026 and the values copied into one table with the URL they came from. A tool appears here when those pages state that it publishes a Xero bank statement file and names US statements or any bank; CleanStmt, StatementTable and EasyLedger were left out because their pages do not say. Nothing is ranked by opinion; the order is stmtai first, then the tools as they appear in the table.
How do I import the file into Xero?
Click Xero. In Xero: Accounting → Bank accounts → the account → Manage Account → Import a Statement. The full steps are on the Bank statement to Xero page.
Sources (October 2026)
- stmtai.com/convert
- stmtai.com/pricing
- stmtai.com/help/what-the-balance-check-means
- parsebank.io/pricing
- parsebank.io/
- docuclipper.com/pricing/
- docuclipper.com/
- lido.app/bank-statement-converter
- lido.app/pricing
- flowparse.io/
- flowparse.io/pricing
- statementtobudget.com/pricing
- statementtobudget.com/
- mintconvert.com/
- mintconvert.com/pricing
- statementbridge.com/pricing
- statementbridge.com/
stmtai compared with each
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